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Credentialing & Billing FAQ
Quick, accurate guidance for therapists, psychiatrists, and mental-health practices.
Frequently asked questions
General
Turnaround times differ by insurance carrier. Most major carriers complete the process within 90–120 days, while smaller plans can take even longer.
After a provider submits a participation request, two steps occur:
Credentialing:
The carrier verifies all documents, checks qualifications, and sends the file to its credentialing committee for approval.
Contracting:
Once approved, the provider moves into contracting, where participation is finalized and an effective date is issued.
Commercial insurers do not permit retroactive billing. Providers can only bill and get paid for services rendered after they are officially listed as in-network in the carrier’s system. Anything performed before that point is considered out-of-network and may leave patients responsible for significantly higher costs.
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